Already retired

Peace of mind for the future

Your retirement is the time to truly reap the rewards of your hard work and enjoy life as you please. It’s natural to have some questions and worries about the years to come, particularly when it comes to financial matters – things like “Will I run out of money?” and “Will I be able to benefit my family when I’m gone?” Whatever your concerns, we’re here to put your mind at ease.

We work with those who have already retired to bring peace of mind for the future while ensuring they never need to worry about money. We take care of the important financial decisions, so you’re free to focus on what matters most. As your trusted financial partners, we’ll make sure you’re in safe hands.

Here’s how we’ll help…

Ensure you have enough

We know how worrying it can be wondering whether you’ll run out of money. Using cashflow modelling tools, we can plan for every eventuality to ensure that whatever happens, you’ll be financially secure in the long term.

Spend and enjoy

After a lifetime of saving, it can be hard to break the habit – but you’ve earned the right to enjoy yourself! We’ll help you feel confident in spending your money, so you can do more of the things you love.

Transfer your wealth

If you’d like to be able to pass on some of your wealth or leave a financial gift to a loved one, we can explore your options through Inheritance Tax and estate planning, ensuring more of your money goes to your family in accordance with your wishes.

Peace of mind

Most of all, we’ll provide the all-important peace of mind you need to make the most of your retirement, confident that your financial situation is in safe hands. We’ll take care of everything, so you don’t need to worry.

Hear from our clients

Don’t just take our word for it. Hear from some of the people we’ve helped with our advice.

Graeme was very professional and conducted an overall review before making recommendations which were followed up in writing. He is very good at his job, assesses situations well, is totally trustworthy, and can be relied upon to give good "non pushy" advice after full research.

A client in West Lothian

Graeme organised a financial seminar for NHS staff nearing retirement. I was impressed with his knowledge and presentation and there was no pressure to sign up.

A client in Lanarkshire

Graeme has a dedicated, systematic approach to our financial planning and we are very pleased with the positive results. We look forward to his regular visits to our home.

A client in Berwickshire

Graeme's welcome visits bring both me and my wife total confidence in his ability and he always leaves us believing that he is acting in our best interests.

A client in Renfrewshire

Graeme is very approachable and his financial advice is presented in a way that I can understand! I'm sure my situation isn't complex in the great world of finance, but he never makes me feel I am wasting his time.

A client in West Lothian

Graeme provides advice with great clarity. Unused to the world of investments he was able to provide the right level of information in an easily understandable manner.

A client in Lanarkshire

Graeme excelled and I am very pleased with the position (financially) that I now find myself in. My deepest thanks go to Graeme and his team for their excellent service, and I look forward to their continued advice.

A client in Fife

By helping us take control of our pensions, Graeme gave us a reassuring back stop at a time when our jobs were uncertain. I wish I had met Graeme earlier!

A client in London

Graeme has the patience to listen, which gives him a good understanding of my situation and requirements. He makes me feel at ease during our meetings and gives me various investment options to consider. There is no hard sell or pushiness. He is trustworthy and truthful and has given me great peace of mind.

A client in Bedfordshire

Fancy a chat?

Send us a message using our contact form to set up an initial conversation. All we need is a quick overview of your situation and we’ll be in touch.